Rule one
A Feed and a Game, Not a Dating App
Forget the name. Swipey is not a swipe-and-match app, whatever older reviews say. We searched its homepage, pricing page, changelog and the full help center. No swipe-right screen. No matches. No deck of profiles. The front door is a vertical feed: AI photos, clips, stories. Swipey calls it "TikTok-style". Tap a face and a chat opens.
The changelog says the feed is the priority. Its newest entry, dated 3 November 2026, puts Shorts in the feed and adds three tabs to it: Shorts, For you, Community.
The company behind it is INVAI LTD of Nicosia, Cyprus. The homepage is open about the team's roots in mobile gaming. That explains the rest of this review better than any feature list.
Rule two
Duels, the Wheel and Other Loops
Swipey's signature mode is the Duel. Two AI characters, one live room, roughly five minutes, five rounds. Viewers pick a side and send gifts paid in Hearts. More Hearts wins the round, and the winner of the round "performs". At the end, whoever sent the overall winner the most Hearts becomes her top supporter. The reward is a private live with her.
Watching is capped, not paid. No account: one full Duel. Free account: two more. Premium: no limit. Winning the private live is where it costs you, and there's no cap on what a rival viewer spends.
The wheel
Spin the Wheel pays Hearts every time, from 10 up to 1,000. Swipey's help page is honest that small prizes are the usual result. Spins can be bought with Hearts; each purchase fills a bar, and a full bar gives a free spin. Premium adds daily rewards on top: a Hearts streak, quests, challenges.
Pay Hearts, spin for Hearts. That's a slot machine with better graphics.
Clips, loops and series
Play With Me runs a character in a full-screen loop while you chat. Choose an action and she plays it out in a brief clip. Not every action is free. The rest need Hearts, Premium or a high enough relationship level. Short Drama: numbered mini-series, first episodes free, the next one with Premium, the rest for Hearts.
Video scenes in chat are sold by length. You start at 5 seconds. "Show More" buys 10, then 20, then 30, then 60, each step for Hearts. Premium gets "Full Show", the whole minute in one go at a discount. Sound with lip-sync is coming to newer videos, the help center says, but not all of them have it yet.
The cast
Three Kinds of Companion, 15 Levels
Platform Models: built by Swipey. Verified Creator Models: AI copies of real creators whose identity Ondato has checked. Each sells a Fan Club subscription. Custom AI: yours.
Building one
Four tabs make up Create AI: Identity, Appearance, Personality, Scenario. Style first, realistic or anime. Looks next: ethnicity, age, body, hair, eyes. Personality after that, one of seven, among them Innocent, Submissive and Sweetheart. Occupation, opening scenario and location, and a voice close it out. About two minutes, Swipey says. Random fills it in for you.
Two rules worth knowing. One: the personality is permanent. Name, looks, voice and scenario can change in Edit AI, at 15 Hearts a save, or 25 when the voice changes too. Two: a free account can make a Custom AI (15 Hearts) but can't chat with it. That takes Premium.
Custom characters are private. Publishing one to the Community means the Swipey team reviews it first, and other users then get their own separate chats with it.
The levels
Every chat has a relationship bar. On Swipey's own characters and on Verified Creators it runs 15 levels, from Teasing to Ultimate. Each level-up unlocks a gift video; you tap CLAIM to open it. The bar moves through a three-heart widget beside the text box: three meaningful messages, one heart. Filler like "ok" or "lol" scores zero. Voice calls build the bar for their whole length.
Good rule. It rewards effort. The access rule is less friendly. Premium is required for levels on Platform and Custom characters, and Verified Creators require a subscription to her Fan Club. Premium runs out? A Custom AI chat stays open seven days, then locks. Nothing is deleted.
For a different approach to closeness, our OurDream AI page covers a companion built on voice calls, evolving memory and deep customization, without levels to unlock.
The money
Hearts: What's Printed, What Isn't
One price is public. It's on a button on the pricing page: "$7.99 / month → Start Premium". No plan length next to it. The help center adds the structure: three plan lengths (one, three, twelve months), same features on all, lowest monthly cost on the 12-month plan, automatic renewal on every one.
Printed
| Rule | Hearts |
|---|---|
| Email verified, once | +20 |
| Each monthly or quarterly payment | +200 |
| Annual plan, first payment | +300 |
| Annual plan, every renewal | +200 |
| Wheel spin payout | +10 to +1,000 |
| Custom AI without Premium | −15 |
| Saved edit to your character | −15 |
| Voice change on that edit | −10 |
Not printed
The price of a photo. A video step. A minute of voice call. A Hearts pack. Make Me Move (it brings a photo she sent to life). A gift in a Duel. The help center's answer is the same each time: the price appears at the moment you unlock, and for calls, once before the first one. Fair, but useless for planning. Text chat doesn't cost Hearts, though unlimited chat is a Premium perk.
Outside figures, unconfirmed by us. A recent third-party pricing listing: $19.99 for one month, $15.99 a month on three months ($47.97), $7.99 a month on twelve ($95.88). That reads the public $7.99 as the yearly rate. Separately, someone on Trustpilot wrote that about $50 bought 520 Hearts, which covered only two or three videos.
A second currency on top of a subscription is normal. OurDream AI uses Dreamcoins. The issue with Swipey is reach: gifts, spins, tips, clips, calls and edits all draw from one balance, and few of them have a public price.
The clashes
Where Swipey's Own Pages Disagree
Here's what lost Swipey the most points. On five topics, two of its official documents give different answers.
| Topic | One page says | Another says |
|---|---|---|
| Explore feed | Pricing page: free | Help center: Premium only, blurred as "Premium eyes only" |
| Free messages | Pricing page: basic chat with platform characters | Terms: "up to five (10) messages" |
| Paid Hearts | Terms: 200 Tokens a month | Help center: 200 bonus Hearts per payment |
| Statement name | Pricing page: a neutral merchant name | Help center: SWIPEY.AI or INVAI LTD |
| Refunds | Terms: final, unless the law says otherwise | Help center: a person reviews each request |
Some of these matter more than others. The Hearts clash matters on the quarterly plan: by the help center's rule you get 200 every three months, by the terms' rule 600. The statement one matters if anyone else sees your bank account. The refund one matters the day something goes wrong.
Which page to trust
We'd lean on the help center. It's the most detailed of the three. For anything that costs money, assume the less favorable version: SWIPEY.AI on the statement, 200 Hearts per payment, no refund guaranteed. Ask support in writing if it matters.
The pricing page does get one thing right. It says the free tier is built to show you the platform, not to give you all of it. Take that literally.
Privacy
The Rules That Hold Up
Not everything clashes. The privacy rules are some of the clearest we've read. Signing up takes a magic link and an email address. Nothing else is asked: no name, phone number or ID. There's no public profile. Your chats and Gallery stay private. A Custom AI stays hidden until you publish it, and a creator can't see your chats with their Community character.
Deletion has deadlines. Interaction content: gone or de-identified 30 days after the account closes. Account data: 90 days. Payment records: six years, for tax. Voice calls may be recorded for a while for moderation and safety, and flagged messages can reach a human moderator.
Age
An 18+ gate on entry, a second age confirmation at checkout. UK users also do a selfie age estimate with Ondato, plus an ID document when the estimate isn't clear. Swipey only gets pass or fail.
Paying and leaving
Payment: Visa, Mastercard, crypto (BTC, ETH, USDC, LTC). Premium and Fan Clubs renew automatically at your original price. Cancel in Settings, Subscription, Current Plan. Expect a counter-offer to stay, a discount or some bonus Hearts. Cancelling ends future charges. It doesn't refund the last one. Hearts paid for media that never arrived come back through support, the help center says.
The verdict
Who Should Play, Who Should Pass
Rules we like
- 94 help articles that explain how things work
- Levels earned with real replies, not spam
- Duels, clips and mini-series beyond chat
- Email-only sign-up, nothing public
- Deletion deadlines of 30 and 90 days
Rules we'd rewrite
- Hearts prices hidden until you're inside
- A paid prize wheel and gift battles
- Five topics where official pages clash
- Personality locked; edits cost Hearts
- A Custom AI you can build but not message for free
What players say
Trustpilot, page claimed by Swipey in November 2025: a 3.0 average across 37 reviews when we checked. 41% one-star, 30% five-star. Five-star reviewers mention the Discord, the interface and playful chat. The bad ones are about money: renewals people say they didn't expect, charges that were hard to stop, Hearts that cost too much. The reviews are unverified and there are only 37. The billing pattern is still clear.
Play if
You like streaks, levels, rewards and live contests, and two AI characters battling for gifts sounds like fun. Swipey has more to do than most companion apps.
Pass if
You need a fixed monthly cost. Or wheels and gift buttons get the better of you. Or you came to swipe and match. That app isn't here.
Final score: 6.2 / 10
Swipey writes good rules for privacy and for its games. It writes conflicting ones for money, and keeps most Hearts prices inside the app. Make the prices public and the pages agree, and this score goes up.
Open a free Swipey account